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Suspicious Phone Calls

With the holiday season approaching, don't fall for fraud!  Remember that we will never call, text, or email you for personal information.  

Skip-A-Pay - Printable Form

2024 Skip-A-Payment Form

Skip your December or January Loan Payment(s) and Use the Money to Spread Some Cheer.  

Member Name: ____________________________  Account #:__________________

Loan #(s):_______________________  Please see the excluded loans from the list below.*

Email: _____________________________________________________________

Check the following option:

Deduct $35 fee from my account:                                           $35 fee attached ___   

    • ACU Checking ___
    • ACU Savings ___

Signature: ___________________________________________   Date: _________


Office Use Only

Loan Officer Signature_________________________________   Date:____________

Approved/Declined:___________________ New Maturity Date:___________________


Submit Skip Request - 

PLEASE DO NOT EMAIL THE FORM AS IT CONTAINS PERSONAL INFORMATION.

  • Fax: 214-537-0718
  • Branch: Drop off your form at any of our branch locations
  • Mail: America's Credit Union: Attn. Lending Department | P.O. Box 671149, Dallas, TX 75367

*Skip-A-Payment is not available for Mortgages, Home Equity Loans, Line of Credit Loans, Leases, Previous Holiday Loans, and Visa® Credit Cards.

All accounts must be in good standing with America's Credit Union.  At least six (6) monthly payments must have been made before the first skip.  Loans that have met the maximum number of payment skips over the life of the loan may not be approved for this skip-a-payment offer.  All requests must be submitted in writing at least ten (10) days before the payment due date.  America's Credit Union can refuse this extension request at its discretion.  Other conditions may apply.  Interest will continue to accrue from the date of the last payment.  You agree to amend the terms of your original agreement by one month and repay the entire unpaid balance, plus interest.