How to Reach TransUnion, Experian, and Equifax
Contact each of the major credit bureaus when you need to request either a credit/security freeze or a fraud alert.
TransUnion
From TransUnion: A credit freeze, also known as a security freeze, is the best way to help prevent new accounts from being opened in your name. It’s absolutely free to freeze and unfreeze your credit, and it won’t affect your credit score.
A fraud alert is free and notifies creditors to take extra steps to verify your identity before extending credit.
Experian
From Experian: A security freeze, often known as a credit freeze, limits access to your Experian credit report—helping protect you against identity theft.
Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent.
Equifax
From Equifax: When does placing a security freeze make sense for you?
When you want to prevent access to your Equifax credit report for the purposes of opening credit in your name.
A fraud alert lets lenders know that you may be a victim of fraud or you’re on active military duty, so they are encouraged to take extra steps to verify your identity before granting new credit. Placing a fraud alert or active duty alert is free.